Cladding Remediation Programme: factsheet
Information for homeowners and residents about the Cladding Remediation Programme.
Mortgages and lending
Consistency of lenders in providing loans against properties
Mortgage lending is a matter reserved to the UK Government. We will continue to raise with them the issues experienced by Scottish homeowners in relation to mortgage lending and insurance.
The Cladding Assurance Register will be an important resource in providing consistent information to mortgage providers and insurance providers about the remediation status of a building.
EWS1 form
The EWS1 form was developed in England and relates to building resilience. It was developed primarily as a mortgage tool to assess lending and is not a building safety form or a legal requirement. We cannot issue an EWS1 form, and it is not equivalent to a Single Building Assessment (SBA).
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