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Publication - Research and analysis

Shared equity schemes: evaluation reports

Published
11 June 2020
Topic
Housing
ISBN
9781839607943

Reports on the evaluation of shared equity schemes.

View supporting documents Supporting documents

Annex: Supplementary figures and tables

Chapter 3: Housing market context

Figure 46: House sales transactions in Scotland, 1993 to 2018
Figure 46: House sales transactions in Scotland, 1993 to 2018

Source: ROS 2019 accessed NOV 2019 via SG Open Access

Figure 47: Housing Completions in Scotland, 1998-99 to 2018-19
Figure 47: Housing Completions in Scotland, 1998-99 to 2018-19

Source: Scottish Government (2019) Housing Completions updated September 2019

Figure 48: Local authority setting of HtB sales
Figure 48: Local authority setting of HtB sales

Source: Scottish Government HtB administrative records.

Table 14: Top 20 developers by HtB sales volume
Rank Company (grouped) Sales % of all HtB
1 Persimmon Homes Limited 3,320 20.8%
2 Taylor Wimpey UK Limited 2,211 13.8%
3 BDW Trading Limited (Barratt) 1,830 11.4%
4 Bellway Homes Limited 1,090 6.8%
5 Miller Homes Limited 754 4.7%
6 Springfield Properties 474 3.0%
7 Tulloch Homes Limited 370 2.3%
8 Keepmoat Homes Limited 341 2.1%
9 Cruden 299 1.9%
10 Ogilvie Homes Limited 294 1.8%
11 Stewart Milne Group Limited 294 1.8%
12 Avant Homes (Scotland) Ltd 288 1.8%
13 Dundas Estates and Development Company Limited 250 1.6%
14 Scotia Homes Limited 220 1.4%
15 Muir Homes Limited 199 1.2%
16 MacTaggart & Mickel Homes Limited 182 1.1%
17 Robertson Homes Limited 179 1.1%
18 Barratt Homes Limited 167 1.0%
19 Walker Group Limited 162 1.0%
20 Bett Homes Limited 152 1.0%

Source: Scottish Government HtB administrative records.

Chapter 5: Buyers' experience of shared equity schemes

Table 15: HtB survey respondent views on impact on housing outcomes
Strongly agree Tend to agree Neither/ nor Tend to disagree Strongly disagree Don't know Base
I would have been able to buy a property I wanted anyway without the scheme 4% 14% 9% 28% 45% 1% 2197
I would still have bought a newly-built property without the scheme 7% 16% 14% 26% 34% 4% 2195
The scheme meant I could buy a property sooner than I otherwise would have 59% 25% 9% 4% 3% 1% 2200
The scheme meant I could buy a larger property than I could without assistance 48% 24% 16% 7% 4% 2% 2196
The scheme meant I could buy a property in a better area than I could without assistance 34% 24% 27% 9% 5% 2% 2195
The scheme meant I could buy in my preferred location 34% 27% 26% 8% 4% 1% 2192
I would not have been able to buy any property without the scheme 16% 15% 13% 26% 27% 3% 2201
Without shared equity, would you still have been able to buy… Definitely Probably Probably not Definitely not Don't know Base
…the same property? 3% 15% 39% 41% 2% 2149
…a similar property that was not new build? 7% 37% 34% 18% 4% 2152
…a similar property in a less convenient or desirable area? 12% 49% 23% 9% 7% 2162
…a smaller property that was still suitable for your needs? 19% 51% 19% 7% 4% 2162
…a cheaper property that was still suitable for your needs? 23% 51% 18% 5% 4% 2160
Table 16: NSSE survey respondent views on impact on housing outcomes
Strongly agree Tend to agree Neither/ nor Tend to disagree Strongly disagree Don't know Base
I would have been able to buy a property I wanted anyway without the scheme 4% 10% 11% 19% 52% 5% 121
I would still have bought a newly-built property without the scheme 6% 8% 14% 17% 48% 6% 121
I wouldn't have considered buying from a social landlord without the scheme 19% 27% 24% 10% 10% 10% 120
The scheme meant I could buy a property sooner than I otherwise would have 55% 23% 11% 6% 2% 3% 119
The scheme meant I could buy a larger property than I could without assistance 36% 25% 18% 12% 6% 4% 121
The scheme meant I could buy a property in a better area than I could without assistance 28% 20% 31% 8% 11% 3% 121
The scheme meant I could buy in my preferred location 29% 19% 33% 11% 5% 3% 121
I would not have been able to buy any property without the scheme 35% 19% 15% 18% 9% 5% 121
Without shared equity, would you still have been able to buy… Definitely Probably Probably not Definitely not Don't know Base
…the same property? 2% 15% 28% 53% 2% 121
…a similar property that was not new build? 3% 28% 32% 31% 6% 117
…a similar property in a less convenient or desirable area? 10% 36% 25% 20% 10% 119
…a smaller property that was still suitable for your needs? 11% 38% 29% 15% 7% 119
…a cheaper property that was still suitable for your needs? 12% 41% 26% 15% 6% 120
Table 17: OMSE survey respondent views on impact on housing outcomes
Strongly agree Tend to agree Neither/ nor Tend to disagree Strongly disagree Don't know Base
I would have been able to buy a property I wanted anyway without the scheme 6% 7% 7% 21% 56% 3% 1040
The scheme meant I could buy a property sooner than I otherwise would have 73% 18% 5% 2% 2% 1% 1041
The scheme meant I could buy a larger property than I could without assistance 45% 20% 19% 7% 6% 4% 1041
The scheme meant I could buy a property in a better area than I could without assistance 33% 19% 27% 11% 6% 4% 1038
The scheme meant I could buy in my preferred location 30% 24% 25% 11% 8% 3% 1039
I would not have been able to buy any property without the scheme 44% 24% 11% 11% 7% 3% 1042
Without shared equity, would you still have been able to buy… Definitely Probably Probably not Definitely not Don't know Base
…the same property? 4% 15% 36% 42% 3% 1006
…a similar property in a less convenient or desirable area? 6% 30% 34% 22% 8% 1024
…a smaller property that was still suitable for your needs? 7% 34% 32% 21% 6% 1023
…a cheaper property that was still suitable for your needs? 7% 35% 30% 21% 7% 1024

Chapter 8: Assessing additionality

Table 18: Profile of Help to Buy additional buyers
Additionality rate % of additional buyers % of non-additional buyers
Shared equity scheme
Help to Buy 20% 100% 100%
NSSE - - -
OMSE - - -
First-time buyers
First-time buyer 22% 66% 64%
Existing owner 21% 34% 36%
Age of respondent
Under 30 17% 20% 25%
30-34 20% 25% 26%
35-39 22% 24% 22%
40-44 23% 15% 13%
45+ 23% 16% 14%
Household type
1 adult, no children 21% 26% 26%
1 adult, with children 30% 9% 6%
2 adults, no children 18% 30% 36%
2 adults, with children 22% 32% 29%
Other 18% 3% 4%
Tenure prior to buying
With parent/relative 17% 21% 29%
Social renting 29% 11% 8%
Private renting 26% 42% 33%
Owner occupier 19% 22% 27%
Other 20% 4% 4%
Household income
Up to £20,000 16% 1% 2%
£20,001 to £30,000 23% 20% 17%
£30,001 to £40,000 23% 32% 27%
£40,001 to £50,000 20% 24% 25%
More than £50,000 16% 22% 29%
Purchase price
Under £100,000 22% 1% 2%
£100,000-149,999 18% 21% 66%
£150,000-199,999 16% 48% 170%
£200,000 or more 19% 29% 86%
Property type bought
House 21% 83% 85%
Flat 24% 16% 14%
Other 33% 1% 1%
Property size bought
1 or 2 bedrooms 25% 28% 24%
3 bedrooms 21% 50% 52%
4+ bedrooms 20% 22% 25%
Table 19: Profile of NSSE/ OMSE additional buyers [23]
Additionality rate % of additional buyers % of non-additional buyers
Shared equity scheme
Help to Buy - - -
NSSE 39% 11% 14%
OMSE 47% 89% 86%
First-time buyers
First-time buyer 48% 91% 93%
Existing owner 56% 9% 6%
Age of respondent
Under 30 44% 21% 25%
30-34 46% 23% 25%
35-39 49% 22% 22%
40-44 51% 15% 14%
45+ 58% 19% 3%
Household type
1 adult, no children 50% 34% 33%
1 adult, with children 51% 14% 13%
2 adults, no children 44% 14% 18%
2 adults, with children 48% 31% 32%
Other 60% 6% 4%
Tenure prior to buying
With parent/relative 44% 19% 23%
Social renting 56% 24% 18%
Private renting 49% 49% 50%
Owner occupier 48% 2% 2%
Other 45% 6% 7%
Household income
Up to £20,000 53% 34% 28%
£20,001 to £30,000 44% 39% 46%
£30,001 to £40,000 51% 20% 18%
£40,001 to £50,000 49% 6% 6%
More than £50,000 44% 2% 2%
Purchase price
Under £100,000 40% 22% 23%
£100,000-149,999 39% 57% 62%
£150,000-199,999 48% 17% 13%
£200,000 or more 61% 4% 2%
Property type bought
House 48% 58% 60%
Flat 49% 35% 35%
Other 57% 8% 6%
Property size bought
1 or 2 bedrooms 48% 54% 56%
3 bedrooms 47% 36% 39%
4+ bedrooms 58% 9% 6%

Contact

Email: socialresearch@gov.scot

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