Scottish National Investment Bank: Fairer Scotland Duty assessment

Footnotes

1. Scottish National Investment Bank Implementation Plan, p. vi

2. A. Atherton, D. Wu and Z. Wu, 'Self-exploitation or successful entrepreneurship? The effects of personal capital on variable outcomes from self-employment' Journal of Small Business and Enterprise Development, Vol. 25, Issue, 2018, p. 866.

3. M. Wishart, 'Under-represented Entrepreneurs: A Literature Review', Enterprise Research Centre, 2018,p. 6

4. 'Policy Brief on Access to Business and Start-up Finance for Inclusive Entrepreneurship', Organisation for Economic Co-operation and Development (OECD), 2014, p. 3

5. 'Policy Brief on Access to Business and Start-up Finance for Inclusive Entrepreneurship', (OECD), p. 5

6. 'Policy Brief on Access to Business and Start-up Finance for Inclusive Entrepreneurship', OECD, p. 10

7. R. Blackburn and D. Smallbone, 'Sustaining Self-Employment for Disadvantaged Entrepreneurs: A Background Paper for the OECD Centre for Entrepreneurship, SMEs and Local Development', Organisation for Economic Co-operation and Development (OECD), P. 1

8. Blackburn and Smallbone, 'Sustaining Self-Employment for Disadvantaged Entrepreneurs', P. 8

9. UK Government, '2018 Longitudinal Small Business Survey'

10. 'Innovation, SMEs and the Liability of Distance: The Demand and Supply of Bank Funding in UK Peripheral Regions', Journal of Economic Geography, Vol 17, 2017, P. 236

11. Policy Brief on Access to Business and Start-up Finance for Inclusive Entrepreneurship, p. 10

12. British Business Bank, '2018 Business Finance Survey: SMEs', p. 26

13. IPPR Commission on Economic Justice, 'Prosperity and Justice: A Plan for the New Economy', Polity Press, 2018, p. 38

14. N. Williams and C. Williams, 'Tackling Barriers to Entrepreneurship in a Deprived Urban Neighbourhood', Local Economy, Vol.26, Issue 1, 2011 P. 36

15. N. Lee and E. Drever, 'Do SMEs in Deprived Areas Find it Harder to Access Finance? Evidence from the UK Small Business Survey', Entrepreneurship and Regional Development, 2014, P. 8

16. UK Government, '2018 Longitudinal Small Business Survey'

17. British Business Bank, '2018 Business Finance Survey: SMEs', p. 30

18. British Business Bank,'2018 Business Finance Survey: SMEs', p. 24

19. UK Government, '2018 Longitudinal Small Business Survey'

20. British Business Bank, 2018 Business Finance Survey: SMEs p. 34

21. British Business Bank, 2018 Business Finance Survey: SMEs, p. 37

22. British Business Bank, 2018 Business Finance Survey: SMEs, p. 45

23. British Business Bank, 2018 Business Finance Survey: SMEs, p. 45

24. 'Scottish National Investment Bank Supporting Analysis', Scottish Government, 2018, p. 7

25. UK Government, '2018 Longitudinal Small Business Survey', accessed from https://www.gov.uk/government/statistics/small-business-survey-2018-businesses-with-employees

26. UK Government, '2018 Longitudinal Small Business Survey'

27. R. Brown and N. Lee, 'The Theory and Practice of Financial Instruments for Small and Medium-sized Enterprises', Organisation for Economic Co-operation and Development (OECD), 2017, p. 11

28. Brown and Lee, 'The Theory and Practice of Loan Financial Instruments for Small and Medium-sized Enterprises', p. 28

29. R. Brown and N. Lee, 'Reluctant Borrowers? Examining the demand and supply of finance for high growth SMEs in the UK', Institute of Chartered Accountants Scotland (ICAS), 2017, P. 22.

30. UK Government, '2018 Longitudinal Small Business Survey'

31. UK Government Department of Work and Pensions, Households Below Average Income

32. Lee and Brown, 'Innovation, SMEs and the Liability of Distance', p. 234

33. Lee and Brown, 'Innovation, SMEs and the Liability of Distance', P. 238

34. R. Brown, J. Linares-Zegarra and J. Wilson, 'An Empirical Examination of Discouraged Borrowers in the UK', Enterprise Research Centre, Paper 69, 2018, p. 14

35. R. McQuaid, R. Brown, J. Summers and S. Mawson, 'Employee-owned Businesses – Access to Funding Final Report', University of Stirling and University of St Andrews, 2014, p. 14

36. C. Mason, R. Brown, M. Hart and M. Anyadike-Danes. 'High Growth Firms, Jobs and Peripheral Regions: The Case of Scotland', Cambridge Journal of Regions, Economy and Society, Vol. 8, 2015, p. 353.

37. McQuaid et al, 'Employee-Owned Businesses – Access to Finance', p. 8

38. McQuaid et al, 'Employee-Owned Businesses – Access to Finance', p. 26

39. McQuaid et al, 'Employee-Owned Businesses – Access to Finance', p. 26

40. McQuaid et al, 'Employee-Owned Businesses – Access to Finance', p. 5

41. IPPR Commission on Economic Justice, 'Prosperity and Justice: A Plan for the New Economy', p. 12

42. IPPR Commission on Economic Justice, 'Prosperity and Justice: A Plan for the New Economy', p. 12

43. Rachel Statham and Russell Gunson, 'How Productivity Could Delver Inclusive Growth in Scotland', IPPR Scotland, June 2019, p. 39

44. Brown, Linares-Zegarra and Wilson, 'An Empirical Examination of Discouraged Borrowers', p. 6

45. Brown and Lee, 'Reluctant Borrowers? Examining the Demand and Supply of Finance for High Growth SMEs in the UK', pp. 22 – 23.

46. IPPR Commission on Economic Justice, 'Prosperity and Justice', p. 49

47. Staham and Gunson, 'How Productivity Could Deliver Inclusive Growth, p. 40

48. Atherton, Wu and Wu, 'Self-exploitation or successful entrepreneurship?' P. 1

49. Atherton, Wu and Wu, 'Self-exploitation or successful entrepreneurship?' P. 1

50. Working Together Review: Progressive Workplace Policies in Scotland, Scottish Government, 2014, P. 10

51. Scottish Government, Fair Work Action Plan,

52. IPPR Commission on Economic Justice, 'Prosperity and Justice', p. 72

53. Staham and Gunson, 'How Productivity Could Deliver Inclusive Growth, p. 40

54. IPPR Commission on Economic Justice, 'Prosperity and Justice', p. 72

55. 'Scotland's Economic Strategy' Scottish Government, 2015, p. 13

56. Scottish National Investment Bank Implementation Plan., p. iv

57. Scottish National Investment Bank Bill, 2018, Scottish Government

58. 'Scottish National Investment Bank: Implementation Plan', p. xii

59. Economy, Energy and Fair Work Committee, 'Scottish National Investment Bank Bill Stage 1 Report', Scottish Parliament, 2019, p. 15

60. 'Scottish National Investment Bank: Implementation Plan', p. xii

61. 'Scottish National Investment Bank: Implementation Plan', p. xii